Payment Programs

Purchase financing and layaway are two options available at Faders for buying items without paying the full price upfront. 

Purchase Financing - via Affirm, is available in our stores & on our website faders.ca. This option allows you to take the item immediately and pay it off over time, typically with interest (0% financing available OAC) by making direct weekly, bi-weekly or monthly payments via your linked bank account. (setup during the approval process)

Layaway, on the other hand, is a system where you make a down payment which reserves the item at the store. You then make regular agreed upon payments until the item is fully paid off, at which point you take it home. Unlike financing, there’s no interest with layaway, but you don't get the item until all payments are made. Layaways are limited to a maximum of 90 days (further details available in-store)

Layaway is ideal for those who want to avoid debt, while financing is better suited for those who want immediate ownership.